PI for cyber security consultants is arranged by a broker, because insurers want to understand your testing and advice work first.
Source: https://piinsurance.com.au/cyber-security-consultants/, fetched from the preview https://pi-react-4ee768.pages.dev/cyber-security-consultants/ on 10 Nov 2026; site dated 3 Nov 2026. Preview wording, not yet broker-reviewed. General information, not advice.
Site label: Usually asked for in client contracts.
Why you need it: your clients
Clients require PI because security advice and testing carry larger potential losses.
Typical limits
$2m to $10m.
Insurers look closely at this work, so a broker arranges it with you directly. That usually means a better fit, not a harder time.
Work that gets a closer look
- Insurers differ on this work. Some insurers decline cyber security work and others are comfortable with it. It depends on what you do and who you do it for, so a broker matches you to the right one.
What can go wrong
Illustrative scenarios, not real claims.
A test that took systems down
A penetration test crashes a production server during trading hours.
An audit that missed a gap
A breach exploits a gap your review missed and the client claims response costs.
Common exclusions to watch
- Testing without written authority
- Your own systems (cyber)
- Guarantees of security
Wording differs between policies. Read the policy wording, or ask us to point out what it says.
Common questions
Do cyber security consultants need professional indemnity insurance?
Clients require PI because security advice and testing carry larger potential losses.
How much PI cover do cyber security consultants need?
$2m to $10m.