PI for cloud and infrastructure consultants covers claims that your design, configuration or migration work caused a client a loss. Tell the insurer if you have production access.
Source: https://piinsurance.com.au/cloud-consultants/, fetched from the preview https://pi-react-4ee768.pages.dev/cloud-consultants/ on 10 Nov 2026; site dated 3 Nov 2026. Preview wording, not yet broker-reviewed. General information, not advice.
Site label: Usually asked for in client contracts.
Why you need it: your clients
No licence requires it. Recruiters, end clients and government panels write PI into the contract, often with public liability, and ask for a certificate of currency before you start.
Typical limits
$1m to $2m for most contracts. Enterprise and government work often asks for $5m or more.
What can go wrong
Illustrative scenarios, not real claims.
A migration that ran into Monday
A cutover you planned runs over the weekend and the client is offline on Monday morning. It claims lost sales and overtime.
A setting that left data exposed
A storage bucket you configured is left open to the internet. The client pays to notify customers and claims the cost from you.
Common exclusions to watch
- Outages at the cloud provider
- Attacks on your own systems (that is cyber cover)
- Service credits you agreed to in the contract
- Work you did not declare, such as security testing
Wording differs between policies. Read the policy wording, or ask us to point out what it says.
Common questions
Do cloud and infrastructure consultants need professional indemnity insurance?
No licence requires it. Recruiters, end clients and government panels write PI into the contract, often with public liability, and ask for a certificate of currency before you start.
How much PI cover do cloud and infrastructure consultants need?
$1m to $2m for most contracts. Enterprise and government work often asks for $5m or more.