PI for UX and UI designers covers claims that your research, design or advice caused a client a loss or infringed someone's rights.
Source: https://piinsurance.com.au/ux-designers/, fetched from the preview https://pi-react-4ee768.pages.dev/ux-designers/ on 10 Nov 2026; site dated 3 Nov 2026. Preview wording, not yet broker-reviewed. General information, not advice.
Site label: Usually asked for in client contracts.
Why you need it: your clients
No licence requires it. Agencies and corporate clients often ask for PI in the contract, mostly because of intellectual property and design errors that reach a live product.
Typical limits
$1m to $2m.
What can go wrong
Illustrative scenarios, not real claims.
A sign-up flow that lost customers
A redesign you led makes sign-up harder. Sign-ups fall for two months and the client claims lost revenue.
Icons that were not licensed
A design system you delivered uses icons whose licence does not allow commercial use. The client rebuilds the screens and claims the cost.
Common exclusions to watch
- Deliberate copying
- Promises of a conversion or sales figure
- Disputes about your fees
Wording differs between policies. Read the policy wording, or ask us to point out what it says.
Common questions
Do UX and UI designers need professional indemnity insurance?
No licence requires it. Agencies and corporate clients often ask for PI in the contract, mostly because of intellectual property and design errors that reach a live product.
How much PI cover do UX and UI designers need?
$1m to $2m.