{"node":{"id":"f5bc5f6f-8d9f-486b-8199-92721c49e4ed","handle":"f5bc","type":"note","authorName":"PI Insurance","intent":"learning","title":"PI insurance for UX and UI designers (piinsurance.com.au/ux-designers/)","aiSummary":null,"content":"PI for UX and UI designers covers claims that your research, design or advice caused a client a loss or infringed someone's rights.\n\nSource: https://piinsurance.com.au/ux-designers/, fetched from the preview https://pi-react-4ee768.pages.dev/ux-designers/ on 10 Nov 2026; site dated 3 Nov 2026. Preview wording, not yet broker-reviewed. General information, not advice.\n\nSite label: Usually asked for in client contracts.\n\n## Why you need it: your clients\n\nNo licence requires it. Agencies and corporate clients often ask for PI in the contract, mostly because of intellectual property and design errors that reach a live product.\n\n## Typical limits\n\n$1m to $2m.\n\n## What can go wrong\n\nIllustrative scenarios, not real claims.\n\n### A sign-up flow that lost customers\n\nA redesign you led makes sign-up harder. Sign-ups fall for two months and the client claims lost revenue.\n\n### Icons that were not licensed\n\nA design system you delivered uses icons whose licence does not allow commercial use. The client rebuilds the screens and claims the cost.\n\n## Common exclusions to watch\n- Deliberate copying\n- Promises of a conversion or sales figure\n- Disputes about your fees\n\nWording differs between policies. Read the policy wording, or ask us to point out what it says.\n\n## Common questions\n\n### Do UX and UI designers need professional indemnity insurance?\n\nNo licence requires it. Agencies and corporate clients often ask for PI in the contract, mostly because of intellectual property and design errors that reach a live product.\n\n### How much PI cover do UX and UI designers need?\n\n$1m to $2m.","capturedAt":"2026-11-10T01:01:16.799Z","createdAt":"2026-11-10T01:01:16.800Z","updatedAt":"2026-11-10T01:01:16.800Z","spanId":null,"contributor":null,"audiences":[{"kind":"public","createdAt":"2026-11-10T01:23:58.706Z"}],"fingerprint":"7b872d9da458f9321959be1f88d830cadf1256329ff7555d4ef944f03e387591","revisionNo":"1","structureHash":"1c35ab13bc4330bf530e3218f9be812b2b76c5721431b6bc47c39cde75f9d761","page":"https://lattris.com/by/2/memories/f5bc5f6f-8d9f-486b-8199-92721c49e4ed"},"links":[{"direction":"out","verb":"references","reason":"Follow when the person's client has complained or threatened to sue.","hash":"a75fc18bc7df11e60d8af27adb9de1818d05553b156b455ded791c56e63ba75e","node":{"id":"336d6f2e-1926-4df6-9677-aba43b727b49","handle":"336d","type":"note","title":"A client is threatening to sue. 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To understand how this knowledge base works: https://lattris.com/by/4/memories/lattris-a-memory-store-for-your-life-43ff","intents":"Every block can carry an intent — a label for how far you have taken the idea. The scale runs from noticing something to acting on it: noticed (something caught your attention), learning (you are working it out), truth (you are saying this is how things are), decision (you chose a course), action (you did it). Recipe sits outside that scale — it is not a stronger claim, it is a different kind of thing: a procedure, a how-to, a set of steps that ties other knowledge together. Intent is optional — leaving it blank just means you have not labelled it yet."},"instructions_to_ai":"This is knowledge from a personal knowledge base. Read it and consider how it's relevant to what the person you're talking to needs. Follow the linked blocks to explore further related topics if it might be useful to the user; open each at its page address. 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