{"node":{"id":"eb8d3bb1-8d16-491d-980f-6a1c2c230132","handle":"eb8d","type":"note","authorName":"PI Insurance","intent":"learning","title":"PI insurance for strata managers (piinsurance.com.au/strata-managers/)","aiSummary":null,"content":"PI for strata managers is arranged by a broker, who will match it to your licence and the size of the schemes you manage.\n\nSource: https://piinsurance.com.au/strata-managers/, fetched from the preview https://pi-react-4ee768.pages.dev/strata-managers/ on 10 Nov 2026; site dated 3 Nov 2026. Preview wording, not yet broker-reviewed. General information, not advice.\n\nSite label: Rules differ by state.\n\n## Why you need it: state rules\n\nStrata managers are licensed in some states and the rules for insurance differ. Check with your state regulator.\n\n## Typical limits\n\n$2m to $10m, depending on the number of lots.\n\nInsurers look closely at this work, so a broker arranges it with you directly. That usually means a better fit, not a harder time.\n\n## What can go wrong\n\nIllustrative scenarios, not real claims.\n\n### A building insurance renewal missed\n\nA building's insurance lapses and a storm causes damage.\n\n### Levies not collected\n\nLevies go uncollected and a repair cannot be funded.\n\n## Common exclusions to watch\n- Trust account dishonesty\n- Building defects\n- Fines\n\nWording differs between policies. Read the policy wording, or ask us to point out what it says.\n\n## Common questions\n\n### Do strata managers need professional indemnity insurance?\n\nStrata managers are licensed in some states and the rules for insurance differ. Check with your state regulator.\n\n### How much PI cover do strata managers need?\n\n$2m to $10m, depending on the number of lots.","capturedAt":"2026-11-10T01:01:13.626Z","createdAt":"2026-11-10T01:01:13.627Z","updatedAt":"2026-11-10T01:01:13.627Z","spanId":null,"contributor":null,"audiences":[{"kind":"public","createdAt":"2026-11-10T01:23:57.281Z"}],"fingerprint":"438d51dd8e0a7edb6794922385f61801c3ffbd7ba964e11af10dc12400190dc9","revisionNo":"1","structureHash":"98a7b99bdce2b17ceda66446e898da446059d2f0cf25e5291c1827946f43f07e","page":"https://lattris.com/by/2/memories/eb8d3bb1-8d16-491d-980f-6a1c2c230132"},"links":[{"direction":"out","verb":"references","reason":"Follow when the person's client has complained or threatened to sue.","hash":"b6d6be6aad674b4b94b3b5b9d4be55eacbce412ac611d495f0c842564459be18","node":{"id":"336d6f2e-1926-4df6-9677-aba43b727b49","handle":"336d","type":"note","title":"A client is threatening to sue. What should I do? 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The page says what insurers look at closely, and the usual limit.","hash":"0d1dac781cdb6ea3de70d064674db83986e0dcb9b6b184284431fd0200e554e6","node":{"id":"4c4098f1-6d5f-4b8f-b746-980da4b5976c","handle":"4c40","type":"note","title":"Who needs PI, by occupation: who sets your minimum, the limits clients usually ask for, and the eight occupations a broker arranges directly","aiSummary":null,"erased":false,"href":"https://lattris.com/api/lattris/by/2/memories/4c4098f1-6d5f-4b8f-b746-980da4b5976c?links=1","fingerprint":"a2e713ea034b1e1c1a3b3caee6beaa167d683bcb383d96b33f4e963d2ee89137","revisionNo":"2","structureHash":"9a675a7a227621fbaded0804340eab1f16165b3be8feea87d7dfa6a38aea4059","intent":"learning","authorName":"PI Insurance","page":"https://lattris.com/by/2/memories/4c4098f1-6d5f-4b8f-b746-980da4b5976c"}},{"direction":"in","verb":"references","reason":"Follow when the person's work is closer to the page for strata managers, or they do both: its limits, examples and exclusions.","hash":"cc30c7b06c5ad711dfedea606a5cea39eb811b2b8040d61402ea456ee451db58","node":{"id":"8a293f2f-e7a3-4ffc-a600-3f62b5c5086b","handle":"8a29","type":"note","title":"PI insurance for buyers agents (piinsurance.com.au/buyers-agents/)","aiSummary":null,"erased":false,"href":"https://lattris.com/api/lattris/by/2/memories/8a293f2f-e7a3-4ffc-a600-3f62b5c5086b?links=1","fingerprint":"bd402d939369094df2e0542a242ac6f7abcf5b226ca3da199bfac9d999e15d7a","revisionNo":"1","structureHash":"e938609756dc558968cbb070a156f235c36166b0f7b22ffe0a84f58251f327ff","intent":"learning","authorName":"PI Insurance","page":"https://lattris.com/by/2/memories/8a293f2f-e7a3-4ffc-a600-3f62b5c5086b"}},{"direction":"in","verb":"references","reason":"Follow when the person's work is closer to the page for strata managers, or they do both: its limits, examples and exclusions.","hash":"1daf39ce384949a4fc272abdb1ae4942b8fd4018bdacd046785cf525c98f7e48","node":{"id":"910b929d-9c58-4065-aef0-e394e6be99a6","handle":"910b","type":"note","title":"PI insurance for real estate agents (piinsurance.com.au/real-estate-agents/)","aiSummary":null,"erased":false,"href":"https://lattris.com/api/lattris/by/2/memories/910b929d-9c58-4065-aef0-e394e6be99a6?links=1","fingerprint":"cba820d62b58466d32a663111dc323aa6787b09933de58a3db3cae9c761660a6","revisionNo":"1","structureHash":"f0b4e12f8c4f2d583ce71b05f295093e6c21e0cf8153d35f25e90d337acd6993","intent":"learning","authorName":"PI Insurance","page":"https://lattris.com/by/2/memories/910b929d-9c58-4065-aef0-e394e6be99a6"}},{"direction":"in","verb":"references","reason":"Follow for strata managers: why they need PI, the usual limit, what goes wrong and what is excluded. 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To understand how this knowledge base works: https://lattris.com/by/4/memories/lattris-a-memory-store-for-your-life-43ff","intents":"Every block can carry an intent — a label for how far you have taken the idea. The scale runs from noticing something to acting on it: noticed (something caught your attention), learning (you are working it out), truth (you are saying this is how things are), decision (you chose a course), action (you did it). Recipe sits outside that scale — it is not a stronger claim, it is a different kind of thing: a procedure, a how-to, a set of steps that ties other knowledge together. Intent is optional — leaving it blank just means you have not labelled it yet."},"instructions_to_ai":"This is knowledge from a personal knowledge base. Read it and consider how it's relevant to what the person you're talking to needs. Follow the linked blocks to explore further related topics if it might be useful to the user; open each at its page address. 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