{"node":{"id":"e50c7a43-7c92-4862-a5c1-f5dce9cdaf4c","handle":"e50c","type":"note","authorName":"PI Insurance","intent":"learning","title":"PI insurance for building designers and drafters (piinsurance.com.au/building-designers/)","aiSummary":null,"content":"PI for building designers and drafters covers claims that an error in your plans or documents cost an owner or builder money.\n\nSource: https://piinsurance.com.au/building-designers/, fetched from the preview https://pi-react-4ee768.pages.dev/building-designers/ on 10 Nov 2026; site dated 3 Nov 2026. Preview wording, not yet broker-reviewed. General information, not advice.\n\nSite label: Registration may expect it in some states.\n\n## Why you need it: registration and clients\n\nBuilding designers are registered in some states, including Victoria, and registration can expect PI. Check whether your state or registration body sets a minimum; we can confirm it for you.\n\n## Typical limits\n\n$1m to $2m.\n\n## What can go wrong\n\nIllustrative scenarios, not real claims.\n\n### Plans that missed an energy rule\n\nYour plans fail an energy rating check after approval. The owner claims the redesign cost.\n\n### A dimension error on site\n\nA dimension on your drawings is wrong and a wall is built in the wrong place.\n\n## Common exclusions to watch\n- Structural design you are not qualified for\n- Cladding\n- Work before the retroactive date\n\nWording differs between policies. Read the policy wording, or ask us to point out what it says.\n\n## Common questions\n\n### Do building designers and drafters need professional indemnity insurance?\n\nBuilding designers are registered in some states, including Victoria, and registration can expect PI. Check whether your state or registration body sets a minimum; we can confirm it for you.\n\n### How much PI cover do building designers and drafters need?\n\n$1m to $2m.","capturedAt":"2026-11-10T01:00:36.684Z","createdAt":"2026-11-10T01:00:36.685Z","updatedAt":"2026-11-10T01:00:36.685Z","spanId":null,"contributor":null,"audiences":[{"kind":"public","createdAt":"2026-11-10T01:23:43.664Z"}],"fingerprint":"db02bc1fa4fd5fe5697708590cd121f900637c9441ec05dd6b2cb7076410d3a4","revisionNo":"1","structureHash":"5c73487c4d202dda0918c94ab80dcfb8c7425e24280bfc22a2a3ea52b5358b53","page":"https://lattris.com/by/2/memories/e50c7a43-7c92-4862-a5c1-f5dce9cdaf4c"},"links":[{"direction":"out","verb":"references","reason":"Follow when the person's work is closer to the page for structural engineers, or they do both: its limits, examples and exclusions.","hash":"98151f41596172dd9cab4957d8504fd1701297b08692f9e08b6fbf76b37b9465","node":{"id":"0e46abd9-0261-4d4c-b7a0-0673689b4703","handle":"0e46","type":"note","title":"PI insurance for structural engineers (piinsurance.com.au/structural-engineers/)","aiSummary":null,"erased":false,"href":"https://lattris.com/api/lattris/by/2/memories/0e46abd9-0261-4d4c-b7a0-0673689b4703?links=1","fingerprint":"0d919ddcb82968476dcdd264dbf0eacecc8ab89c2e521bb2f8e9bc1a2cacc884","revisionNo":"1","structureHash":"c74934b194ef1f72b9ae6081ed2f1c4de3986594218f72a21205bd94ef19c492","intent":"learning","authorName":"PI Insurance","page":"https://lattris.com/by/2/memories/0e46abd9-0261-4d4c-b7a0-0673689b4703"}},{"direction":"out","verb":"references","reason":"Follow when the person's client has complained or threatened to sue.","hash":"7301637b5171abdf3733529f3260379375b8e83174b45e70fb712e84b0c1713b","node":{"id":"336d6f2e-1926-4df6-9677-aba43b727b49","handle":"336d","type":"note","title":"A client is threatening to sue. 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