{"node":{"id":"b900c244-8dbf-4fd2-80c3-c3ccff32ac6c","handle":"b900","type":"note","authorName":"PI Insurance","intent":"learning","title":"PI insurance for quantity surveyors (piinsurance.com.au/quantity-surveyors/)","aiSummary":null,"content":"PI for quantity surveyors covers claims that an estimate, valuation or schedule caused a client loss.\n\nSource: https://piinsurance.com.au/quantity-surveyors/, fetched from the preview https://pi-react-4ee768.pages.dev/quantity-surveyors/ on 10 Nov 2026; site dated 3 Nov 2026. Preview wording, not yet broker-reviewed. General information, not advice.\n\nSite label: Usually asked for in client contracts.\n\n## Why you need it: your clients\n\nLenders, developers and builders ask for PI in contracts.\n\n## Typical limits\n\n$1m to $5m.\n\n## What can go wrong\n\nIllustrative scenarios, not real claims.\n\n### A cost plan well under the tender\n\nYour estimate is used to secure finance. Tenders come in 20% higher and the developer claims holding costs.\n\n### A depreciation schedule that was wrong\n\nA client's tax return relies on your schedule and the ATO adjusts it.\n\n## Common exclusions to watch\n- Estimates given as guarantees\n- Tax penalties\n- Work before the retroactive date\n\nWording differs between policies. Read the policy wording, or ask us to point out what it says.\n\n## Common questions\n\n### Do quantity surveyors need professional indemnity insurance?\n\nLenders, developers and builders ask for PI in contracts.\n\n### How much PI cover do quantity surveyors need?\n\n$1m to $5m.","capturedAt":"2026-11-10T01:01:07.993Z","createdAt":"2026-11-10T01:01:07.993Z","updatedAt":"2026-11-10T01:01:07.993Z","spanId":null,"contributor":null,"audiences":[{"kind":"public","createdAt":"2026-11-10T01:23:54.909Z"}],"fingerprint":"019eabc2b70b2041e196cfb83a8f5c0509b24d289f6755efe68f0ac0c6ae6739","revisionNo":"1","structureHash":"a354f84e141fa759cd0ad919c2b91b8e86b51a755439f247b3eee8fff15b8a86","page":"https://lattris.com/by/2/memories/b900c244-8dbf-4fd2-80c3-c3ccff32ac6c"},"links":[{"direction":"out","verb":"references","reason":"Follow when the person's work is closer to the page for structural engineers, or they do both: its limits, examples and exclusions.","hash":"69a013427b81393615306be8d1c8511d1aa71c7c79aa9d44527224aaa7adbf1b","node":{"id":"0e46abd9-0261-4d4c-b7a0-0673689b4703","handle":"0e46","type":"note","title":"PI insurance for structural engineers (piinsurance.com.au/structural-engineers/)","aiSummary":null,"erased":false,"href":"https://lattris.com/api/lattris/by/2/memories/0e46abd9-0261-4d4c-b7a0-0673689b4703?links=1","fingerprint":"0d919ddcb82968476dcdd264dbf0eacecc8ab89c2e521bb2f8e9bc1a2cacc884","revisionNo":"1","structureHash":"c74934b194ef1f72b9ae6081ed2f1c4de3986594218f72a21205bd94ef19c492","intent":"learning","authorName":"PI Insurance","page":"https://lattris.com/by/2/memories/0e46abd9-0261-4d4c-b7a0-0673689b4703"}},{"direction":"out","verb":"references","reason":"Follow when the person's client has complained or threatened to sue.","hash":"37947854f1ebced16a0317e69f3884e508531425c6c29c155ea79e95e21067cf","node":{"id":"336d6f2e-1926-4df6-9677-aba43b727b49","handle":"336d","type":"note","title":"A client is threatening to sue. 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