{"node":{"id":"9c6152d2-fc3a-48e3-a96b-cfd0b37b1c87","handle":"9c61","type":"note","authorName":"PI Insurance","intent":"learning","title":"PI insurance for building surveyors and certifiers (piinsurance.com.au/building-certifiers/)","aiSummary":null,"content":"PI for building surveyors and certifiers is a specialist placement. A broker arranges it with you directly so the policy matches your licence conditions.\n\nSource: https://piinsurance.com.au/building-certifiers/, fetched from the preview https://pi-react-4ee768.pages.dev/building-certifiers/ on 10 Nov 2026; site dated 3 Nov 2026. Preview wording, not yet broker-reviewed. General information, not advice.\n\nSite label: Your licence sets insurance conditions.\n\n## Why you need it: your licence\n\nCertifiers are licensed by each state, and the licence sets insurance conditions. Check with your state regulator for the current requirement.\n\n## Typical limits\n\nSet by the state regulator and by class of licence.\n\nInsurers look closely at this work, so a broker arranges it with you directly. That usually means a better fit, not a harder time.\n\n## What can go wrong\n\nIllustrative scenarios, not real claims.\n\n### A certificate on non-compliant work\n\nA building you certified is later found to have non-compliant fire separation. Owners claim against everyone involved.\n\n### A missed inspection\n\nAn inspection step is skipped and a defect is covered over.\n\n## Common exclusions to watch\n- Cladding\n- Work before the retroactive date\n- Claims under a statutory warranty you are not liable for\n\nWording differs between policies. Read the policy wording, or ask us to point out what it says.\n\n## Common questions\n\n### Do building surveyors and certifiers need professional indemnity insurance?\n\nCertifiers are licensed by each state, and the licence sets insurance conditions. Check with your state regulator for the current requirement.\n\n### How much PI cover do building surveyors and certifiers need?\n\nSet by the state regulator and by class of licence.","capturedAt":"2026-11-10T01:00:35.816Z","createdAt":"2026-11-10T01:00:35.817Z","updatedAt":"2026-11-10T01:00:35.817Z","spanId":null,"contributor":null,"audiences":[{"kind":"public","createdAt":"2026-11-10T01:23:43.274Z"}],"fingerprint":"0164804b1323c3e840f9b199ce41535815841d00765df0a54644ab695b46d5f1","revisionNo":"1","structureHash":"facda1d9e52d21667bbe8ae59d3f76a9f9ecc0a052f7456cad0257b87ad5dde5","page":"https://lattris.com/by/2/memories/9c6152d2-fc3a-48e3-a96b-cfd0b37b1c87"},"links":[{"direction":"out","verb":"references","reason":"Follow when the person's work is closer to the page for structural engineers, or they do both: its limits, examples and exclusions.","hash":"6d00776ab7a9e3a88d33ecda934ffbda1126bcd59e101c75bfe93a0e03e02db7","node":{"id":"0e46abd9-0261-4d4c-b7a0-0673689b4703","handle":"0e46","type":"note","title":"PI insurance for structural engineers (piinsurance.com.au/structural-engineers/)","aiSummary":null,"erased":false,"href":"https://lattris.com/api/lattris/by/2/memories/0e46abd9-0261-4d4c-b7a0-0673689b4703?links=1","fingerprint":"0d919ddcb82968476dcdd264dbf0eacecc8ab89c2e521bb2f8e9bc1a2cacc884","revisionNo":"1","structureHash":"c74934b194ef1f72b9ae6081ed2f1c4de3986594218f72a21205bd94ef19c492","intent":"learning","authorName":"PI Insurance","page":"https://lattris.com/by/2/memories/0e46abd9-0261-4d4c-b7a0-0673689b4703"}},{"direction":"out","verb":"references","reason":"Follow when the person's client has complained or threatened to sue.","hash":"7434831684c342d706b86466c6e7cce140cc23b847530435a319578cef0752b0","node":{"id":"336d6f2e-1926-4df6-9677-aba43b727b49","handle":"336d","type":"note","title":"A client is threatening to sue. 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