{"node":{"id":"985394ed-94ba-4a61-a9bc-3c904ad48689","handle":"9853","type":"note","authorName":"PI Insurance","intent":"learning","title":"PI insurance for cloud and infrastructure consultants (piinsurance.com.au/cloud-consultants/)","aiSummary":null,"content":"PI for cloud and infrastructure consultants covers claims that your design, configuration or migration work caused a client a loss. Tell the insurer if you have production access.\n\nSource: https://piinsurance.com.au/cloud-consultants/, fetched from the preview https://pi-react-4ee768.pages.dev/cloud-consultants/ on 10 Nov 2026; site dated 3 Nov 2026. Preview wording, not yet broker-reviewed. General information, not advice.\n\nSite label: Usually asked for in client contracts.\n\n## Why you need it: your clients\n\nNo licence requires it. Recruiters, end clients and government panels write PI into the contract, often with public liability, and ask for a certificate of currency before you start.\n\n## Typical limits\n\n$1m to $2m for most contracts. Enterprise and government work often asks for $5m or more.\n\n## What can go wrong\n\nIllustrative scenarios, not real claims.\n\n### A migration that ran into Monday\n\nA cutover you planned runs over the weekend and the client is offline on Monday morning. It claims lost sales and overtime.\n\n### A setting that left data exposed\n\nA storage bucket you configured is left open to the internet. The client pays to notify customers and claims the cost from you.\n\n## Common exclusions to watch\n- Outages at the cloud provider\n- Attacks on your own systems (that is cyber cover)\n- Service credits you agreed to in the contract\n- Work you did not declare, such as security testing\n\nWording differs between policies. Read the policy wording, or ask us to point out what it says.\n\n## Common questions\n\n### Do cloud and infrastructure consultants need professional indemnity insurance?\n\nNo licence requires it. Recruiters, end clients and government panels write PI into the contract, often with public liability, and ask for a certificate of currency before you start.\n\n### How much PI cover do cloud and infrastructure consultants need?\n\n$1m to $2m for most contracts. Enterprise and government work often asks for $5m or more.","capturedAt":"2026-11-10T01:00:41.655Z","createdAt":"2026-11-10T01:00:41.655Z","updatedAt":"2026-11-10T01:00:41.655Z","spanId":null,"contributor":null,"audiences":[{"kind":"public","createdAt":"2026-11-10T01:23:45.829Z"}],"fingerprint":"877f9383f058e0f2065995140c170445246d08ea0bff67bc3218c7d39a0a2bc1","revisionNo":"1","structureHash":"e588011934eebe871d7448aa4bba02cb36113a4efdc7c6a8cb6e67e86053217e","page":"https://lattris.com/by/2/memories/985394ed-94ba-4a61-a9bc-3c904ad48689"},"links":[{"direction":"out","verb":"references","reason":"Follow when the person's client has complained or threatened to sue.","hash":"b4d9a4e0f319f5e420f9d65fbaaf128e1b5540a9d67a1cb3a276ac8a79070210","node":{"id":"336d6f2e-1926-4df6-9677-aba43b727b49","handle":"336d","type":"note","title":"A client is threatening to sue. What should I do? 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(piinsurance.com.au/what-pi-doesnt-cover/)","aiSummary":null,"erased":false,"href":"https://lattris.com/api/lattris/by/2/memories/beb9c85f-107f-40e4-8481-64cf55389683?links=1","fingerprint":"0d5b5a4b3bdc0debca3eae54cda1fd3bed9fa820d26821c580801eb3c9064a2b","revisionNo":"2","structureHash":"1da55c662e31e89db44f8bb79a54c175cab6c1377903ff888ca81edec9eee99b","intent":"learning","authorName":"PI Insurance","page":"https://lattris.com/by/2/memories/beb9c85f-107f-40e4-8481-64cf55389683"}},{"direction":"out","verb":"references","reason":"Follow when the person's work is closer to the page for cyber security consultants, or they do both: its limits, examples and exclusions.","hash":"32ccb35d03d01db86e9492136d7bfdb77b9cb04739d39684edb60d1f885630c9","node":{"id":"e0837e64-ab7b-4f92-8603-5aedfefd2be4","handle":"e083","type":"note","title":"PI insurance for cyber security consultants (piinsurance.com.au/cyber-security-consultants/)","aiSummary":null,"erased":false,"href":"https://lattris.com/api/lattris/by/2/memories/e0837e64-ab7b-4f92-8603-5aedfefd2be4?links=1","fingerprint":"80ebdbe48b4220a5c2e3a6d6ac9bd65fbcef6db5ab3e7e4af2b5b99e9d541d15","revisionNo":"1","structureHash":"f6cc96ed13797ce675e38dc5d5f08489387b0f50d8d35d8104fc98d360d2b245","intent":"learning","authorName":"PI Insurance","page":"https://lattris.com/by/2/memories/e0837e64-ab7b-4f92-8603-5aedfefd2be4"}},{"direction":"out","verb":"references","reason":"Follow when the person asks what this cover costs: the site gives no price, and says what moves it.","hash":"e0f772be88fce5897ca6b021ae1e83f509301b5bc3dda02938cf6f76bbb0b2ea","node":{"id":"e764662b-4283-437a-ad8b-78979e1c8212","handle":"e764","type":"note","title":"How much PI insurance costs (piinsurance.com.au/cost/)","aiSummary":null,"erased":false,"href":"https://lattris.com/api/lattris/by/2/memories/e764662b-4283-437a-ad8b-78979e1c8212?links=1","fingerprint":"78d014e31ec5f092e6d033a99539da0496eb5eebcaee7303e2209623b908106c","revisionNo":"2","structureHash":"8407ddc0d12c315e588d15beb9b8fd101ca9de04490caec23f80a458a4a887d2","intent":"learning","authorName":"PI Insurance","page":"https://lattris.com/by/2/memories/e764662b-4283-437a-ad8b-78979e1c8212"}},{"direction":"out","verb":"references","reason":"Follow when the person's contract and regulator set different minimums, or they ask how to choose a limit: the higher one applies.","hash":"c2d8a7b5335c250d75c0dd704d40ae361a93cf8cbd5f8e6f1cfc098bfb65ad8c","node":{"id":"fa3dc329-8554-4e8f-ab6e-c45b43f37e0f","handle":"fa3d","type":"note","title":"How much PI cover you need (piinsurance.com.au/how-much-cover/)","aiSummary":null,"erased":false,"href":"https://lattris.com/api/lattris/by/2/memories/fa3dc329-8554-4e8f-ab6e-c45b43f37e0f?links=1","fingerprint":"33bff91bfbca1917c4d6feeb52d09a86262c21002971458ad7b9eaca04c4b629","revisionNo":"2","structureHash":"9cc261ee6aaee5c19accde5781adf399940e3e99a50034b3db64fa9441b95531","intent":"learning","authorName":"PI Insurance","page":"https://lattris.com/by/2/memories/fa3dc329-8554-4e8f-ab6e-c45b43f37e0f"}},{"direction":"in","verb":"references","reason":"Follow for cloud and infrastructure consultants: why they need PI, the usual limit, what goes wrong and what is excluded.","hash":"5abe134c917cc83c4ae5fee02171d606f34c7b36eeba3fed12aacbf61e14b387","node":{"id":"e67b429e-fbb9-4735-8b6a-b5011c580363","handle":"e67b","type":"note","title":"Find PI for your occupation (piinsurance.com.au/occupations/)","aiSummary":null,"erased":false,"href":"https://lattris.com/api/lattris/by/2/memories/e67b429e-fbb9-4735-8b6a-b5011c580363?links=1","fingerprint":"db7d3d02a485d4ea0741af13950afcfe71f2330b9e15e35d53d79ce550d66146","revisionNo":"1","structureHash":"72356783fbd2cec7b6b1ef015fadf6ba9646d5b304bd676cd60e179d39f30c1e","intent":"learning","authorName":"PI Insurance","page":"https://lattris.com/by/2/memories/e67b429e-fbb9-4735-8b6a-b5011c580363"}}],"dictionary":{"lattris":"A personal knowledge base — how a person captures what they know as linked blocks they own and control. To understand how this knowledge base works: https://lattris.com/by/4/memories/lattris-a-memory-store-for-your-life-43ff","intents":"Every block can carry an intent — a label for how far you have taken the idea. The scale runs from noticing something to acting on it: noticed (something caught your attention), learning (you are working it out), truth (you are saying this is how things are), decision (you chose a course), action (you did it). Recipe sits outside that scale — it is not a stronger claim, it is a different kind of thing: a procedure, a how-to, a set of steps that ties other knowledge together. Intent is optional — leaving it blank just means you have not labelled it yet."},"instructions_to_ai":"This is knowledge from a personal knowledge base. Read it and consider how it's relevant to what the person you're talking to needs. Follow the linked blocks to explore further related topics if it might be useful to the user; open each at its page address. 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