{"node":{"id":"8a293f2f-e7a3-4ffc-a600-3f62b5c5086b","handle":"8a29","type":"note","authorName":"PI Insurance","intent":"learning","title":"PI insurance for buyers agents (piinsurance.com.au/buyers-agents/)","aiSummary":null,"content":"PI for buyers agents covers claims that your search, advice or negotiation cost a client money.\n\nSource: https://piinsurance.com.au/buyers-agents/, fetched from the preview https://pi-react-4ee768.pages.dev/buyers-agents/ on 10 Nov 2026; site dated 3 Nov 2026. Preview wording, not yet broker-reviewed. General information, not advice.\n\nSite label: Check your licence conditions.\n\n## Why you need it: your licence and clients\n\nBuyers agents are licensed agents in most states. Check with your state regulator about insurance conditions.\n\n## Typical limits\n\n$1m to $2m.\n\n## What can go wrong\n\nIllustrative scenarios, not real claims.\n\n### A property with an undisclosed easement\n\nYou recommend a property and miss an easement that blocks the client's plans.\n\n### Overpaying at auction\n\nThe client says your price advice was negligent.\n\n## Common exclusions to watch\n- Investment returns\n- Fines\n- Building defects\n\nWording differs between policies. Read the policy wording, or ask us to point out what it says.\n\n## Common questions\n\n### Do buyers agents need professional indemnity insurance?\n\nBuyers agents are licensed agents in most states. Check with your state regulator about insurance conditions.\n\n### How much PI cover do buyers agents need?\n\n$1m to $2m.","capturedAt":"2026-11-10T01:00:40.039Z","createdAt":"2026-11-10T01:00:40.040Z","updatedAt":"2026-11-10T01:00:40.040Z","spanId":null,"contributor":null,"audiences":[{"kind":"public","createdAt":"2026-11-10T01:23:44.902Z"}],"fingerprint":"bd402d939369094df2e0542a242ac6f7abcf5b226ca3da199bfac9d999e15d7a","revisionNo":"1","structureHash":"e938609756dc558968cbb070a156f235c36166b0f7b22ffe0a84f58251f327ff","page":"https://lattris.com/by/2/memories/8a293f2f-e7a3-4ffc-a600-3f62b5c5086b"},"links":[{"direction":"out","verb":"references","reason":"Follow when the person's client has complained or threatened to sue.","hash":"c9c0d13057aab1ecd5acb4aa28d384a6ece9899b05fa109533ec4e2e8df0743a","node":{"id":"336d6f2e-1926-4df6-9677-aba43b727b49","handle":"336d","type":"note","title":"A client is threatening to sue. What should I do? 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