PI for interior designers covers claims that a specification, measurement or design error cost a client money.
Source: https://piinsurance.com.au/interior-designers/, fetched from the preview https://pi-react-4ee768.pages.dev/interior-designers/ on 10 Nov 2026; site dated 3 Nov 2026. Preview wording, not yet broker-reviewed. General information, not advice.
Site label: Usually asked for in client contracts.
Why you need it: your clients
Clients and builders ask for PI, especially on fit-outs.
Typical limits
$1m to $2m.
What can go wrong
Illustrative scenarios, not real claims.
Joinery that did not fit
Your measurements for a kitchen are wrong and the cabinets are remade.
A finish that failed
A floor finish you specified wears through in a café within months.
Common exclusions to watch
- Structural changes
- Goods you supply (product liability)
- Cladding
Wording differs between policies. Read the policy wording, or ask us to point out what it says.
Common questions
Do interior designers need professional indemnity insurance?
Clients and builders ask for PI, especially on fit-outs.
How much PI cover do interior designers need?
$1m to $2m.