PI for bushfire and planning consultants covers claims that an assessment or planning advice cost a client money. A broker arranges it directly.
Source: https://piinsurance.com.au/bushfire-consultants/, fetched from the preview https://pi-react-4ee768.pages.dev/bushfire-consultants/ on 10 Nov 2026; site dated 3 Nov 2026. Preview wording, not yet broker-reviewed. General information, not advice.
Site label: Usually asked for in client contracts.
Why you need it: your clients
Clients and councils ask for PI, and accreditation schemes for bushfire practitioners may have their own requirements. Check with your accreditation body.
Typical limits
$1m to $5m.
Insurers look closely at this work, so a broker arranges it with you directly. That usually means a better fit, not a harder time.
What can go wrong
Illustrative scenarios, not real claims.
A BAL rating that was too low
Your assessment gives a lower bushfire attack level than council later requires. The owner pays for upgraded windows and claims the cost.
A planning permit refused
Advice on a development application misses an overlay and the permit is refused.
Common exclusions to watch
- Losses from the fire itself
- Work outside your accreditation level
- Guarantees of approval
Wording differs between policies. Read the policy wording, or ask us to point out what it says.
Common questions
Do bushfire and planning consultants need professional indemnity insurance?
Clients and councils ask for PI, and accreditation schemes for bushfire practitioners may have their own requirements. Check with your accreditation body.
How much PI cover do bushfire and planning consultants need?
$1m to $5m.