{"node":{"id":"3cbe4c40-2d61-40b9-b0d0-4e26db3c2a9e","handle":"3cbe","type":"note","authorName":"PI Insurance","intent":"learning","title":"PI insurance for property managers (piinsurance.com.au/property-managers/)","aiSummary":null,"content":"PI for property managers covers claims that your management of a rental cost a landlord or tenant money.\n\nSource: https://piinsurance.com.au/property-managers/, fetched from the preview https://pi-react-4ee768.pages.dev/property-managers/ on 10 Nov 2026; site dated 3 Nov 2026. Preview wording, not yet broker-reviewed. General information, not advice.\n\nSite label: Usually under the agency's policy.\n\n## Why you need it: your agency and licence\n\nProperty managers are licensed and usually covered under the agency's PI. Check with your state regulator if you work on your own licence.\n\n## Typical limits\n\n$1m to $2m.\n\n## What can go wrong\n\nIllustrative scenarios, not real claims.\n\n### A missed rent increase notice\n\nA notice is served late and the landlord loses a year of higher rent.\n\n### A tenant not checked\n\nA tenant with a history of arrears is approved and leaves owing months of rent.\n\n## Common exclusions to watch\n- Rent default itself (landlord insurance)\n- Trust account dishonesty\n- Fines\n\nWording differs between policies. Read the policy wording, or ask us to point out what it says.\n\n## Common questions\n\n### Do property managers need professional indemnity insurance?\n\nProperty managers are licensed and usually covered under the agency's PI. Check with your state regulator if you work on your own licence.\n\n### How much PI cover do property managers need?\n\n$1m to $2m.","capturedAt":"2026-11-10T01:01:07.147Z","createdAt":"2026-11-10T01:01:07.147Z","updatedAt":"2026-11-10T01:01:07.147Z","spanId":null,"contributor":null,"audiences":[{"kind":"public","createdAt":"2026-11-10T01:23:54.587Z"}],"fingerprint":"5d8bd4e71b0fd3dba80053fd7cf6584cf5ff8a88e1a9621919b4c9e8fd3ff63a","revisionNo":"1","structureHash":"3b18cbda8b05290de787018a8529fac7afdedc5f83f8516d01c6bf1385c0adf5","page":"https://lattris.com/by/2/memories/3cbe4c40-2d61-40b9-b0d0-4e26db3c2a9e"},"links":[{"direction":"out","verb":"references","reason":"Follow when the person's client has complained or threatened to sue.","hash":"4e0186b158973c8c58af2811465a0171404417d64af2d43d7ed40894849611cd","node":{"id":"336d6f2e-1926-4df6-9677-aba43b727b49","handle":"336d","type":"note","title":"A client is threatening to sue. What should I do? 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