{"node":{"id":"254da946-77ff-427e-b0e3-368b8ee41b94","handle":"254d","type":"note","authorName":"PI Insurance","intent":"learning","title":"PI insurance for NDIS providers (piinsurance.com.au/ndis-providers/)","aiSummary":null,"content":"PI for NDIS providers covers claims that your coordination, plan management or advice cost a participant money.\n\nSource: https://piinsurance.com.au/ndis-providers/, fetched from the preview https://pi-react-4ee768.pages.dev/ndis-providers/ on 10 Nov 2026; site dated 3 Nov 2026. Preview wording, not yet broker-reviewed. General information, not advice.\n\nSite label: Expected under NDIS practice standards.\n\n## Why you need it: NDIS practice standards\n\nNDIS practice standards expect registered providers to hold appropriate insurance. Plan managers and councils often set a PI limit. Check the NDIS Commission's current guidance.\n\n## Typical limits\n\n$1m to $5m PI, plus public liability.\n\n## What can go wrong\n\nIllustrative scenarios, not real claims.\n\n### A plan budget overspent\n\nA support coordinator commits funds the plan does not have and the participant claims the shortfall.\n\n### Advice that led to a lost service\n\nLate paperwork means a participant loses a service.\n\n## Common exclusions to watch\n- Abuse\n- Bodily injury, unless the policy includes it. Check whether you also need public liability\n- Fines\n\nWording differs between policies. Read the policy wording, or ask us to point out what it says.\n\n## Common questions\n\n### Do NDIS providers need professional indemnity insurance?\n\nNDIS practice standards expect registered providers to hold appropriate insurance. Plan managers and councils often set a PI limit. Check the NDIS Commission's current guidance.\n\n### How much PI cover do NDIS providers need?\n\n$1m to $5m PI, plus public liability.","capturedAt":"2026-11-10T01:01:03.035Z","createdAt":"2026-11-10T01:01:03.036Z","updatedAt":"2026-11-10T01:01:03.036Z","spanId":null,"contributor":null,"audiences":[{"kind":"public","createdAt":"2026-11-10T01:23:53.088Z"}],"fingerprint":"a4ba510e73d48f2fc4af8d0b4a584ef2c0805514890b0bb0124959e1a03ad967","revisionNo":"1","structureHash":"0476ce06ad878a787c7abcc9e0354e7bbf042c1a0aa4fe4e72b3b8351fa88f02","page":"https://lattris.com/by/2/memories/254da946-77ff-427e-b0e3-368b8ee41b94"},"links":[{"direction":"out","verb":"references","reason":"Follow when the person's work is closer to the page for allied health practitioners, or they do both: its limits, examples and exclusions.","hash":"120f75760f9f5864ac73e034b883189daa3608174e1712ef7b0e1b2d6ff5bf11","node":{"id":"081b8a90-4f53-4f14-aba9-bd9e0fb8ae83","handle":"081b","type":"note","title":"PI insurance for allied health practitioners (piinsurance.com.au/allied-health/)","aiSummary":null,"erased":false,"href":"https://lattris.com/api/lattris/by/2/memories/081b8a90-4f53-4f14-aba9-bd9e0fb8ae83?links=1","fingerprint":"ecd379eed4ade0354c3e76e6d410c76f7c715f757315e16ae2a0f77d14e7a080","revisionNo":"1","structureHash":"3c08bbadcd114698ee1d814822598a47e902ca11e11c7d71f1f18a0ca8ce7951","intent":"learning","authorName":"PI Insurance","page":"https://lattris.com/by/2/memories/081b8a90-4f53-4f14-aba9-bd9e0fb8ae83"}},{"direction":"out","verb":"references","reason":"Follow when the person's client has complained or threatened to sue.","hash":"d0876747be6fc7b554db0b1aaab5b2048c720b2f9f11facfb41329023af47530","node":{"id":"336d6f2e-1926-4df6-9677-aba43b727b49","handle":"336d","type":"note","title":"A client is threatening to sue. 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To understand how this knowledge base works: https://lattris.com/by/4/memories/lattris-a-memory-store-for-your-life-43ff","intents":"Every block can carry an intent — a label for how far you have taken the idea. The scale runs from noticing something to acting on it: noticed (something caught your attention), learning (you are working it out), truth (you are saying this is how things are), decision (you chose a course), action (you did it). Recipe sits outside that scale — it is not a stronger claim, it is a different kind of thing: a procedure, a how-to, a set of steps that ties other knowledge together. Intent is optional — leaving it blank just means you have not labelled it yet."},"instructions_to_ai":"This is knowledge from a personal knowledge base. Read it and consider how it's relevant to what the person you're talking to needs. Follow the linked blocks to explore further related topics if it might be useful to the user; open each at its page address. 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