PI for NDIS providers covers claims that your coordination, plan management or advice cost a participant money.
Source: https://piinsurance.com.au/ndis-providers/, fetched from the preview https://pi-react-4ee768.pages.dev/ndis-providers/ on 10 Nov 2026; site dated 3 Nov 2026. Preview wording, not yet broker-reviewed. General information, not advice.
Site label: Expected under NDIS practice standards.
Why you need it: NDIS practice standards
NDIS practice standards expect registered providers to hold appropriate insurance. Plan managers and councils often set a PI limit. Check the NDIS Commission's current guidance.
Typical limits
$1m to $5m PI, plus public liability.
What can go wrong
Illustrative scenarios, not real claims.
A plan budget overspent
A support coordinator commits funds the plan does not have and the participant claims the shortfall.
Advice that led to a lost service
Late paperwork means a participant loses a service.
Common exclusions to watch
- Abuse
- Bodily injury, unless the policy includes it. Check whether you also need public liability
- Fines
Wording differs between policies. Read the policy wording, or ask us to point out what it says.
Common questions
Do NDIS providers need professional indemnity insurance?
NDIS practice standards expect registered providers to hold appropriate insurance. Plan managers and councils often set a PI limit. Check the NDIS Commission's current guidance.
How much PI cover do NDIS providers need?
$1m to $5m PI, plus public liability.