{"node":{"id":"16af6446-35aa-4ae5-a1eb-d8fa57fb1263","handle":"16af","type":"note","authorName":"PI Insurance","intent":"learning","title":"PI insurance for trainers and coaches (piinsurance.com.au/trainers-and-coaches/)","aiSummary":null,"content":"PI for trainers and coaches covers claims that your advice or training caused a client a financial loss. It is usually paired with public liability.\n\nSource: https://piinsurance.com.au/trainers-and-coaches/, fetched from the preview https://pi-react-4ee768.pages.dev/trainers-and-coaches/ on 10 Nov 2026; site dated 3 Nov 2026. Preview wording, not yet broker-reviewed. General information, not advice.\n\nSite label: Usually asked for in client contracts.\n\n## Why you need it: your clients\n\nCorporate clients and venues ask for PI, often with public liability. Registered training organisations have their own standards; check with ASQA.\n\n## Typical limits\n\nOften $1m to $2m, and often bundled with public liability.\n\n## What can go wrong\n\nIllustrative scenarios, not real claims.\n\n### Training that missed a compliance step\n\nA course you run leaves out a required safety step. A participant's employer says the gap led to an incident and claims costs.\n\n### Coaching advice acted on\n\nA client acts on your advice to leave a contract and says it cost them income.\n\n## Common exclusions to watch\n- Bodily injury (that is public liability)\n- Guaranteed outcomes\n- Accredited training you are not registered to deliver\n\nWording differs between policies. Read the policy wording, or ask us to point out what it says.\n\n## Common questions\n\n### Do trainers and coaches need professional indemnity insurance?\n\nCorporate clients and venues ask for PI, often with public liability. Registered training organisations have their own standards; check with ASQA.\n\n### How much PI cover do trainers and coaches need?\n\nOften $1m to $2m, and often bundled with public liability.","capturedAt":"2026-11-10T01:01:15.228Z","createdAt":"2026-11-10T01:01:15.228Z","updatedAt":"2026-11-10T01:01:15.228Z","spanId":null,"contributor":null,"audiences":[{"kind":"public","createdAt":"2026-11-10T01:23:58.013Z"}],"fingerprint":"21242d66e9bd2a4d36c37dac77b0dcf99037cf4b76162672cb8d10d5f425a77d","revisionNo":"1","structureHash":"dc832b251ffdd3fbc517f7b8237e0f2f89c6931a3570fcab5d1ed6a3dbfa9a1b","page":"https://lattris.com/by/2/memories/16af6446-35aa-4ae5-a1eb-d8fa57fb1263"},"links":[{"direction":"out","verb":"references","reason":"Follow when the person's work is closer to the page for project managers, or they do both: its limits, examples and exclusions.","hash":"2cdf380308fa7f52d6a2121fe5ac73ae5591401f564a1c33da503f86fbb93bee","node":{"id":"0bc44ef3-2a46-483f-b185-cc1a1bb16ab7","handle":"0bc4","type":"note","title":"PI insurance for project managers (piinsurance.com.au/project-managers/)","aiSummary":null,"erased":false,"href":"https://lattris.com/api/lattris/by/2/memories/0bc44ef3-2a46-483f-b185-cc1a1bb16ab7?links=1","fingerprint":"c898a7a7f6162b391871a7fef103085468788971573d166bff3217048d73076f","revisionNo":"1","structureHash":"55a84eef4da7050faf3ec2cf9ac34b66e01bae299850f5481c1733fc409210f9","intent":"learning","authorName":"PI Insurance","page":"https://lattris.com/by/2/memories/0bc44ef3-2a46-483f-b185-cc1a1bb16ab7"}},{"direction":"out","verb":"references","reason":"Follow when the person's work is closer to the page for HR consultants, or they do both: its limits, examples and exclusions.","hash":"61c9f4f203a8b3c9b07130d611b0b84d7059059792776b1c19dd5c9a2b4d44ee","node":{"id":"2cd5f16b-6394-4e4f-b4e1-e4807e92651d","handle":"2cd5","type":"note","title":"PI insurance for HR consultants (piinsurance.com.au/hr-consultants/)","aiSummary":null,"erased":false,"href":"https://lattris.com/api/lattris/by/2/memories/2cd5f16b-6394-4e4f-b4e1-e4807e92651d?links=1","fingerprint":"c3935627b64c9f4888b7bd615bf822b51e2b72b1800ae7d94fcabb08a5905d76","revisionNo":"1","structureHash":"00433400119e33043ed3e44e15a7e73a92d57fd15e2f9709423ac92df0b6b75b","intent":"learning","authorName":"PI Insurance","page":"https://lattris.com/by/2/memories/2cd5f16b-6394-4e4f-b4e1-e4807e92651d"}},{"direction":"out","verb":"references","reason":"Follow when the person's client has complained or threatened to sue.","hash":"1d2fa3143c379e7a19e1862eb13c57374c1c346ad39f458438110aa2a33bd287","node":{"id":"336d6f2e-1926-4df6-9677-aba43b727b49","handle":"336d","type":"note","title":"A client is threatening to sue. 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To understand how this knowledge base works: https://lattris.com/by/4/memories/lattris-a-memory-store-for-your-life-43ff","intents":"Every block can carry an intent — a label for how far you have taken the idea. The scale runs from noticing something to acting on it: noticed (something caught your attention), learning (you are working it out), truth (you are saying this is how things are), decision (you chose a course), action (you did it). Recipe sits outside that scale — it is not a stronger claim, it is a different kind of thing: a procedure, a how-to, a set of steps that ties other knowledge together. Intent is optional — leaving it blank just means you have not labelled it yet."},"instructions_to_ai":"This is knowledge from a personal knowledge base. Read it and consider how it's relevant to what the person you're talking to needs. Follow the linked blocks to explore further related topics if it might be useful to the user; open each at its page address. 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