{"node":{"id":"0bc44ef3-2a46-483f-b185-cc1a1bb16ab7","handle":"0bc4","type":"note","authorName":"PI Insurance","intent":"learning","title":"PI insurance for project managers (piinsurance.com.au/project-managers/)","aiSummary":null,"content":"PI for project managers covers claims that your planning, oversight or approvals caused a client a loss. IT and business project managers usually buy $1m to $2m; construction projects ask for more.\n\nSource: https://piinsurance.com.au/project-managers/, fetched from the preview https://pi-react-4ee768.pages.dev/project-managers/ on 10 Nov 2026; site dated 3 Nov 2026. Preview wording, not yet broker-reviewed. General information, not advice.\n\nSite label: Usually asked for in client contracts.\n\n## Why you need it: your clients\n\nProject managers buy PI because clients require it. In construction, head contracts often set the limit and may ask for a run-off period after the job.\n\n## Typical limits\n\n$1m to $2m for IT and business projects. $5m or more on construction projects.\n\n## What can go wrong\n\nIllustrative scenarios, not real claims.\n\n### A go-live that slipped by three months\n\nYour plan missed a dependency, the launch slips and the client pays staff and vendors for the extra time. They claim the overrun from you.\n\n### A subcontractor paid for work not done\n\nOn a fit-out you approve a progress claim based on a site report. The work was not complete, the subcontractor goes broke and the client claims the overpayment.\n\n## Common exclusions to watch\n- Cost overruns you guaranteed\n- Design work, unless declared\n- Construction defects themselves, as opposed to your advice\n- Contractual liability beyond what the law would impose\n\nWording differs between policies. Read the policy wording, or ask us to point out what it says.\n\n## Types of project managers\n\n### IT project managers\n\nUsually contracted through a recruiter or panel, $1m to $2m.\n\n### Construction project managers\n\nRated with the built environment, often $5m and a run-off period.\n\n### Event project managers\n\nUsually paired with public liability.\n\n## Common questions\n\n### Do project managers need professional indemnity insurance?\n\nProject managers buy PI because clients require it. In construction, head contracts often set the limit and may ask for a run-off period after the job.\n\n### How much PI cover do project managers need?\n\n$1m to $2m for IT and business projects. $5m or more on construction projects.","capturedAt":"2026-11-10T01:01:06.321Z","createdAt":"2026-11-10T01:01:06.322Z","updatedAt":"2026-11-10T01:01:06.322Z","spanId":null,"contributor":null,"audiences":[{"kind":"public","createdAt":"2026-11-10T01:23:54.265Z"}],"fingerprint":"c898a7a7f6162b391871a7fef103085468788971573d166bff3217048d73076f","revisionNo":"1","structureHash":"55a84eef4da7050faf3ec2cf9ac34b66e01bae299850f5481c1733fc409210f9","page":"https://lattris.com/by/2/memories/0bc44ef3-2a46-483f-b185-cc1a1bb16ab7"},"links":[{"direction":"out","verb":"references","reason":"Follow when the person's work is closer to the page for trainers and coaches, or they do both: its limits, examples and exclusions.","hash":"8f02097240766281380f2e24353280d1832671e0952ad8d6cf2efa317156d8f6","node":{"id":"16af6446-35aa-4ae5-a1eb-d8fa57fb1263","handle":"16af","type":"note","title":"PI insurance for trainers and coaches (piinsurance.com.au/trainers-and-coaches/)","aiSummary":null,"erased":false,"href":"https://lattris.com/api/lattris/by/2/memories/16af6446-35aa-4ae5-a1eb-d8fa57fb1263?links=1","fingerprint":"21242d66e9bd2a4d36c37dac77b0dcf99037cf4b76162672cb8d10d5f425a77d","revisionNo":"1","structureHash":"dc832b251ffdd3fbc517f7b8237e0f2f89c6931a3570fcab5d1ed6a3dbfa9a1b","intent":"learning","authorName":"PI Insurance","page":"https://lattris.com/by/2/memories/16af6446-35aa-4ae5-a1eb-d8fa57fb1263"}},{"direction":"out","verb":"references","reason":"Follow when the person's work is closer to the page for HR consultants, or they do both: its limits, examples and exclusions.","hash":"9cde3730ae0722ab4fc5b3b5b6b23a432db4b15651907a1dc5a859885f6c963d","node":{"id":"2cd5f16b-6394-4e4f-b4e1-e4807e92651d","handle":"2cd5","type":"note","title":"PI insurance for HR consultants (piinsurance.com.au/hr-consultants/)","aiSummary":null,"erased":false,"href":"https://lattris.com/api/lattris/by/2/memories/2cd5f16b-6394-4e4f-b4e1-e4807e92651d?links=1","fingerprint":"c3935627b64c9f4888b7bd615bf822b51e2b72b1800ae7d94fcabb08a5905d76","revisionNo":"1","structureHash":"00433400119e33043ed3e44e15a7e73a92d57fd15e2f9709423ac92df0b6b75b","intent":"learning","authorName":"PI Insurance","page":"https://lattris.com/by/2/memories/2cd5f16b-6394-4e4f-b4e1-e4807e92651d"}},{"direction":"out","verb":"references","reason":"Follow when the person's client has complained or threatened to sue.","hash":"f538e560a207c20fba5f05e88ca475026e0d03ac078b699fa848de1f2ae5b4ce","node":{"id":"336d6f2e-1926-4df6-9677-aba43b727b49","handle":"336d","type":"note","title":"A client is threatening to sue. 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