{"node":{"id":"081b8a90-4f53-4f14-aba9-bd9e0fb8ae83","handle":"081b","type":"note","authorName":"PI Insurance","intent":"learning","title":"PI insurance for allied health practitioners (piinsurance.com.au/allied-health/)","aiSummary":null,"content":"Insurance for allied health practitioners covers claims arising from treatment or advice, usually combining PI and public liability. AHPRA-registered practitioners must have appropriate cover.\n\nSource: https://piinsurance.com.au/allied-health/, fetched from the preview https://pi-react-4ee768.pages.dev/allied-health/ on 10 Nov 2026; site dated 3 Nov 2026. Preview wording, not yet broker-reviewed. General information, not advice.\n\nSite label: Required for AHPRA registration.\n\n## Why you need it: AHPRA registration\n\nPractitioners registered with AHPRA must have appropriate PI under their board's registration standard. Self-regulated professions usually need it for association membership. Check your board or association.\n\n## Typical limits\n\nOften $10m to $20m, and often combined with public liability. Your board's standard sets what counts as appropriate.\n\n## What can go wrong\n\nIllustrative scenarios, not real claims.\n\n### An injury after treatment\n\nA patient says a treatment aggravated their injury.\n\n### Advice that delayed a referral\n\nA client says you should have referred them to a doctor sooner.\n\n## Common exclusions to watch\n- Treatment outside your scope\n- Sexual misconduct\n- Fines\n\nWording differs between policies. Read the policy wording, or ask us to point out what it says.\n\n## Common questions\n\n### Do allied health practitioners need professional indemnity insurance?\n\nPractitioners registered with AHPRA must have appropriate PI under their board's registration standard. Self-regulated professions usually need it for association membership. Check your board or association.\n\n### How much PI cover do allied health practitioners need?\n\nOften $10m to $20m, and often combined with public liability. Your board's standard sets what counts as appropriate.","capturedAt":"2026-11-10T01:00:33.218Z","createdAt":"2026-11-10T01:00:33.219Z","updatedAt":"2026-11-10T01:00:33.219Z","spanId":null,"contributor":null,"audiences":[{"kind":"public","createdAt":"2026-11-10T01:23:42.185Z"}],"fingerprint":"ecd379eed4ade0354c3e76e6d410c76f7c715f757315e16ae2a0f77d14e7a080","revisionNo":"1","structureHash":"3c08bbadcd114698ee1d814822598a47e902ca11e11c7d71f1f18a0ca8ce7951","page":"https://lattris.com/by/2/memories/081b8a90-4f53-4f14-aba9-bd9e0fb8ae83"},"links":[{"direction":"out","verb":"references","reason":"Follow when the person's work is closer to the page for NDIS providers, or they do both: its limits, examples and exclusions.","hash":"4352707d806ad12d81f025aa9c438eeae73717b1e4c2298e9cd2d6f04bcb6565","node":{"id":"254da946-77ff-427e-b0e3-368b8ee41b94","handle":"254d","type":"note","title":"PI insurance for NDIS providers (piinsurance.com.au/ndis-providers/)","aiSummary":null,"erased":false,"href":"https://lattris.com/api/lattris/by/2/memories/254da946-77ff-427e-b0e3-368b8ee41b94?links=1","fingerprint":"a4ba510e73d48f2fc4af8d0b4a584ef2c0805514890b0bb0124959e1a03ad967","revisionNo":"1","structureHash":"0476ce06ad878a787c7abcc9e0354e7bbf042c1a0aa4fe4e72b3b8351fa88f02","intent":"learning","authorName":"PI Insurance","page":"https://lattris.com/by/2/memories/254da946-77ff-427e-b0e3-368b8ee41b94"}},{"direction":"out","verb":"references","reason":"Follow when the person's client has complained or threatened to sue.","hash":"ec162d61a8cb4b293d907d954d08e32880b373464e025227f38a4b1b5e2b479c","node":{"id":"336d6f2e-1926-4df6-9677-aba43b727b49","handle":"336d","type":"note","title":"A client is threatening to sue. 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To understand how this knowledge base works: https://lattris.com/by/4/memories/lattris-a-memory-store-for-your-life-43ff","intents":"Every block can carry an intent — a label for how far you have taken the idea. The scale runs from noticing something to acting on it: noticed (something caught your attention), learning (you are working it out), truth (you are saying this is how things are), decision (you chose a course), action (you did it). Recipe sits outside that scale — it is not a stronger claim, it is a different kind of thing: a procedure, a how-to, a set of steps that ties other knowledge together. Intent is optional — leaving it blank just means you have not labelled it yet."},"instructions_to_ai":"This is knowledge from a personal knowledge base. Read it and consider how it's relevant to what the person you're talking to needs. Follow the linked blocks to explore further related topics if it might be useful to the user; open each at its page address. 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